Interest Free and Low Interest Credit
Here at Bristol Angling Centre we are able to offer Interest Free and Low Interest Finance which is arranged through Divido Retail Finance. Interest Free is available over 6, 10 or 12 months. There is a minimum order of £350 to qualify for the 6, 10 or 12 months Interest Free. Credit is available over longer periods up to 36 or 48 months but interest is charged at 10.9% APR.
Applying for finance is fast and easy. All you have to do is place your order, choose the finance option on the Payment Information page, then complete the application form, you will then get an instant credit decision and you can sign it online. Once it has been accepted, you pay the deposit and your finished, we will then despatch your order. If you place your order on-line we are not allowed to let you collect the goods in store, we have to despatch the goods to the address you have used to apply for the credit, this is a security measure.
Finance Options Available
6 months Interest Free, Minimum order is £350 with a 10% deposit
10 months Interest Free, Minimum order is £350 with a 10% deposit
12 months Interest Free, Minimum order is £350 with a 10% deposit
36 months Classic Credit 10.9% APR, minimum order is £2000 with a 10% deposit
48 months Classic Credit 10.9% APR, minimum order is £2000 with a 10% deposit
Finance is NOT available on products that have been reduced or where a discount has been applied to a large order
Advantages of Interest Free Credit
10% deposit is all you need to buy the everything you need, you can pay a larger deposit if you wish to reduce the monthly repayments.
The cost can be spread into easy manageable monthly payments
Instant Online decision with paperless eSign process
Fixed monthly payments for the duration of the loan
Different Finance Options
The most popular option is the 10 or 12 month Interest free, as long as the order is over £350
If you wish to pay over a longer period e.g. 36 or 48 months then there is a credit charge of only 10.9% APR, minimum order is £2000
How to Apply
Place your order on the website, then when you get to step 5 the Payment Information select the finance option and you will see calculations of the monthly payments and the deposit required.
What Do I Need to Apply for Credit?
To apply for credit you must meet the following criteria
You must be over 18 years of age
You must be a UK resident with at least 3 years continual address history
You must be in full time employment, unless retired or a house person with a spouse in full time employment
You must have a UK bank account capable of accepting Direct Debits
You must have a valid Debit or Credit card registered in your name and to the home address on the application form in order to pay the deposit.
Approval of Finance Application
Credit checks will take up to 10 seconds, and once approved you will be able to get your Divido finance agreement and you can eSign it.
It will not be necessary to make a phone call to us or wait for papers by snail mail
Once everything has been approved, we will despatch your goods straight away, usually the next day
How do I pay for my Finance Option
The payment will consist of two stages
Step 1 - The initial deposit is paid by debit or credit card
Step 2 - The monthly payments are paid by Direct Debit to the Finance company V12 Retail Finance
You have the the option to cancel the Finance agreement with Divido any time up to 14 days afar signing the agreement
If you wish to do this, you should contact us at Bristol Angling Centre, phone number 0117 950 8723 to confirm the cancellation or you can contact Divido retail finance on the phone number on your paperwork
Full details on the terms of cancellation can be found on the Divido Retail Finance copy of agreement