Finance Options

Interest Free and Low Interest Credit

Here at Bristol Angling Centre we are able to offer Interest Free and Low Interest Finance which is arranged through Divido Retail Finance. Interest Free is available over 6, 10 or 12 months. There is a minimum order of £350 to qualify for the 6, 10 or 12 months Interest Free. Credit is available over longer periods up to 36 or 48 months but interest is charged at 10.9% APR.

Applying for finance is fast and easy. All you have to do is place your order, choose the finance option on the Payment Information page, then complete the application form, you will then get an instant credit decision and you can sign it online. Once it has been accepted, you pay the deposit and your finished, we will then despatch your order. If you place your order on-line we are not allowed to let you collect the goods in store, we have to despatch the goods to the address you have used to apply for the credit, this is a security measure.

Finance Options Available

6 months Interest Free, Minimum order is £350 with a 10% deposit

10 months Interest Free, Minimum order is £350 with a 10% deposit

12 months Interest Free, Minimum order is £350 with a 10% deposit

36 months Classic Credit 10.9% APR, minimum order is £2000 with a 10% deposit

48 months Classic Credit 10.9% APR, minimum order is £2000 with a 10% deposit

Finance is NOT available on products that have been reduced or where a discount has been applied to a large order

Advantages of Interest Free Credit

10% deposit is all you need to buy the everything you need, you can pay a larger deposit if you wish to reduce the monthly repayments.

The cost can be spread into easy manageable monthly payments

Instant Online decision with paperless eSign process

Fixed monthly payments for the duration of the loan

Different Finance Options

The most popular option is the 10 or 12 month Interest free, as long as the order is over £350

If you wish to pay over a longer period e.g. 36 or 48 months then there is a credit charge of only 10.9% APR, minimum order is £2000

How to Apply

Place your order on the website, then when you get to step 5 the Payment Information select the finance option and you will see calculations of the monthly payments and the deposit required.

What Do I Need to Apply for Credit?

To apply for credit you must meet the following criteria

You must be over 18 years of age

You must be a UK resident with at least 3 years continual address history

You must be in full time employment, unless retired or a house person with a spouse in full time employment

You must have a UK bank account capable of accepting Direct Debits

You must have a valid Debit or Credit card registered in your name and to the home address on the application form in order to pay the deposit.

Approval of Finance Application

Credit checks will take up to 10 seconds, and once approved you will be able to get your Divido finance agreement and you can eSign it.

It will not be necessary to make a phone call to us or wait for papers by snail mail

Once everything has been approved, we will despatch your goods straight away, usually the next day

How do I pay for my Finance Option

The payment will consist of two stages

Step 1 - The initial deposit is paid by debit or credit card

Step 2 - The monthly payments are paid by Direct Debit to the Finance company V12 Retail Finance

Cancellation Policy

You have the the option to cancel the Finance agreement with Divido any time up to 14 days afar signing the agreement

If you wish to do this, you should contact us at Bristol Angling Centre, phone number 0117 950 8723 to confirm the cancellation or you can contact Divido retail finance on the phone number on your paperwork

Full details on the terms of cancellation can be found on the Divido Retail Finance copy of agreement

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